Child Asset Builder – Invest in Their Future

Imagine using the magic of compound interest for decades, growing a tax-advantaged fund for your child or grandchild. With the Child Asset Builder, you can create a financial foundation that offers:

  • Tax-Free Growth: Distributions are taken as loans, not income, keeping them tax-free.
  • No Required Minimum Distributions: Your child can access funds without penalties or mandatory withdrawals.
  • Social Security & Tax Benefits: Withdrawals won’t impact future Social Security or trigger extra taxes.
  • Legacy Protection: Tax-free death benefits ensure long-lasting financial security.

This isn’t just a savings plan—it’s a gift of financial freedom.

With the Child Asset Builder, you’re not just saving—you’re creating a financial roadmap for your child or grandchild. This plan harnesses the power of compound interest over decades, helping your investment grow significantly. It’s a strategic way to set up long-term savings that your loved ones can use for major life milestones like education, homeownership, or retirement—all without the burden of taxes when accessed properly.

Comprehensive Planning for the Future

Flexible Options That Adapt to Life’s Changes

Life is unpredictable, but the Child Asset Builder offers unmatched flexibility. Whether it’s for college tuition, emergency expenses, or even a down payment on a home, this plan allows for tax-free withdrawals through loan structures. There are no required minimum distributions, and the funds won’t impact Social Security taxation, giving your child or grandchild complete freedom to use the money when and how they need it most.

Lifelong Security & Peace of Mind

Beyond just savings, this plan offers built-in life insurance protection, ensuring that your child’s financial security lasts a lifetime. The death benefits are tax-free, providing a reliable safety net even during life’s most unexpected moments. With the Child Asset Builder, you’re leaving behind a meaningful legacy—a gift that offers both emotional and financial peace of mind for generations to come.

Our team has experience on our side.

We work with clients for the long-haul, and we are extremely proud of the relationships we have built in our community.

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Why I’m Passionate About This Plan

From Early Childhood Education to Lifelong Financial Plans

Hi, I’m Becky Miller, and my passion has always been helping others. For over 20 years, I worked in early childhood education, nurturing and guiding children as they learned and grew. Today, I bring that same dedication to families, helping parents and grandparents create secure financial futures through thoughtful insurance and retirement planning.

When my grandchildren—Hadley Jane, Silas, and Riggs—were born, I knew I wanted to give them more than memories. I opened Child Asset Builder plans for each of them, knowing I was laying a financial foundation they could rely on. It brings me peace of mind knowing they’ll have options when they’re ready—whether it’s for college, a first home, or retirement.

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What Footprints Will You Leave Behind?

We get so caught up in life—school, work, sports, church—that sometimes we forget to teach our children one of life’s most important lessons: financial responsibility. We show them how to be kind, grateful, and forgiving, but what about teaching them how to make smart money decisions?



The Child Asset Builder is more than just a financial tool; it’s an opportunity to:

  • Teach your children the value of saving and investing.
  • Provide them with a tax-advantaged safety net for life’s milestones.
  • Leave behind a meaningful legacy that supports their dreams.
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