Navigating Medicare
We Focus on Educating our Clients
We're here to guide you through your options.
Medicare is a vital federal health insurance program that provides comprehensive healthcare coverage for individuals aged 65 and older and certain younger individuals with disabilities or qualifying medical conditions. At Miller Insurance Solutions, we specialize in helping seniors and eligible individuals understand their Medicare options, compare plans, and choose the best coverage based on their healthcare needs and budget.
With multiple
Medicare plans available, selecting the right option can feel overwhelming. Our goal is to simplify the process by providing
expert guidance on Medicare Parts A, B, C, and D, along with Medicare Supplement (Medigap) plans. Whether you are looking for
Original Medicare coverage, a Medicare Advantage plan, or prescription drug coverage, we are here to help you make an informed decision.
Who Qualifies for Medicare?
Medicare eligibility is based on age, disability status, and residency requirements.
- Individuals aged 65 or older who are U.S. citizens or legal residents
- Younger individuals with disabilities, including those receiving Social Security Disability Insurance (SSDI) for at least 24 months
- Individuals with End-Stage Renal Disease (ESRD) requiring dialysis or a kidney transplant
- Those diagnosed with Amyotrophic Lateral Sclerosis (ALS) (also known as Lou Gehrig’s Disease)
Wondering if you qualify for Medicare in Hattiesburg, MS? Contact us today for assistance.
Review & Revise
As you get ready to transition into Medicare there is so much to know about. We are here to help guide you to the coverage that best fits your health needs and get enrolled. Annually we will sit down with you to review that the plans you are on are still serving in your best interest.
BE AWARE: Medicare Advantage plans are not available to all members.
Understanding the Parts of Medicare
Medicare Part A – Hospital Insurance
Medicare Part A covers inpatient hospital care, skilled nursing facility care, hospice care, and some home healthcare services. Most individuals qualify for premium-free Part A if they or their spouse have worked and paid Medicare taxes for at least 10 years.
✔ Covers hospital stays, skilled nursing care, hospice, and home health services
✔ No monthly premium for most beneficiaries
✔ Includes coverage for inpatient surgeries and procedures
Medicare Part B – Medical Insurance
Medicare Part B covers outpatient care, doctor visits, preventive services, and medical supplies. Unlike Part A, Part B requires a monthly premium, typically deducted from Social Security benefits.
✔ Covers doctor visits, lab tests, diagnostic screenings, and outpatient procedures
✔ Provides preventive care services like flu shots, cancer screenings, and wellness visits
✔ Pays for durable medical equipment (DME) such as wheelchairs and oxygen supplies
Medicare Part C – Medicare Advantage Plans
Medicare Advantage (Part C) plans are offered by private insurance companies approved by Medicare. These plans combine Medicare Parts A and B and often include additional benefits such as prescription drug coverage (Part D), dental, vision, and hearing services.
✔ All-in-one plan that includes hospital, medical, and often prescription drug coverage
✔ May include extra benefits like dental, vision, and wellness programs
✔ Often has lower out-of-pocket costs than Original Medicare
Medicare Part D – Prescription Drug Coverage
Medicare Part D helps cover prescription drug costs. It is available as a standalone plan for those with Original Medicare (Parts A and B) or included in Medicare Advantage (Part C) plans.
✔ Covers generic and brand-name prescription drugs
✔ Offered through private insurance companies approved by Medicare
✔ Helps lower out-of-pocket costs for medications
Medicare Supplement Plans (Medigap) – Filling the Coverage Gaps
Medicare does not cover all healthcare expenses, which is why many beneficiaries choose a Medicare Supplement Insurance (Medigap) policy to help pay for out-of-pocket costs such as copayments, coinsurance, and deductibles.
✔ Helps cover expenses not paid by Original Medicare
✔ Allows you to see any doctor that accepts Medicare
✔ Different plan options to fit individual budgets and healthcare needs
Our team has experience on our side.
We work with clients for the long-haul, and we are extremely proud of the relationships we have built in our community.
Find the Right Plan
Get Expert Medicare Guidance Today
Choosing the right Medicare plan can be complex, but you don’t have to navigate it alone. At Miller Insurance Solutions, we specialize in helping Medicare beneficiaries understand their options, enroll in the right plan, and get the coverage they need.
Why Choose Miller Insurance Solutions for Your Medicare Needs?
✔ Licensed and experienced Medicare insurance agents
✔ Personalized consultations to help you select the best Medicare plan
✔ Serving Hattiesburg, MS, and surrounding areas with trusted Medicare guidance
✔ Assistance with comparing Medicare Advantage, Supplement, and Part D plans
✔ Dedicated to helping you save money while maximizing your healthcare benefits
